Transparent loan close-readiness endpoint (real milestones)

Shipped: 16 ஜூலை, 2026 அன்று 10:25 PM UTC
Author: Kamo
Commit: 8a59ed1

GET /mortgage-apps/{uid}/readiness (party-gated) → a weighted composite of REAL, explainable milestones (submitted / documents satisfied / conditions cleared / clear-to-close), each with its own progress. No ML/predictive fabrication.

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