Borrower request-rate-lock → steward pipeline queue

Shipped: July 16, 2026 at 9:20 PM UTC
Author: Kamo
Commit: d3b08a2

POST **************** (party-gated): the borrower asks to lock their rate; recorded as an OPEN non-blocking PRICING LoanCondition so it lands in the steward's pipeline, where the lock desk commits the real lock and clears it. Idempotent.

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