- Shipped
- October 18, 2026 at 9:49 PM UTC
- Author
- Kamo
- Commit
- 49cc8d5
43 mlos_* tools (MlosPack) through SecurityService's loan-officer door **************** SITP TP21 securityservice@27e06020) as the SI member, never the MLOS services' internal doors; the door checks the MLOS right and resolves every application under the caller's org; each tool names the same right. App gate: Mortgage Lending (MLOS). - Reads (MLOS_VIEW_PIPELINE): search, get application (+ pipeline position; no SSN, no HMDA demographics), transactions, readiness (+ closing readiness, payment), qualification, check a move, conditions, condition templates, document checklist, disclosures (+ envelopes), TRID timers, programs, score programs, pricing quote (the ladder's pricedResultId), rate lock (+ engine locks), lock recommendation, AUS (findings + agency runs), vendor orders (+ events), HMDA LAR issues (identifier + field only), resolve a loan number, borrower consent, communications, QC queue. - Writes: create (TAKE), update a section / add / remove a row (any write right; never an SSN, status or HMDA), transition (no closing, funding, denial or forced pass; off-ramps DELETE_RECORD), add / clear / waive conditions, refresh the checklist, accept / reject a document, order a vendor service or credit and lock a rate (COMMIT_PRICING, FINANCIAL), cancel an order, send disclosures (SHARE_DOCUMENT_EXTERNAL; consent checked before a set is issued), resend / void an envelope, ask the lock desk, run AUS (SHARE_DOCUMENT_EXTERNAL, UNDERWRITE), assign the loan officer (ASSIGN_WORK). - The door holds an SI's credit pull, AUS run, lock and electronic disclosure behind the MLOS kill switches, the lock autonomy wall and E-SIGN consent; refusals reach the SI as CONFLICT with the code. Guards: ContentReadTools (20 unlabeled loan-file reads; templates, programs, scores not content), DisclosingTools (9 note/send tools, 11 not disclosing), CollabTools NO_INTENT, RegistryCompleteness (TP21 sets, COMMIT_PRICING, ASSIGN_WORK, mlos_transition also DELETE_RECORD); goldens regenerated (+43, nothing else changed). Full suite 1869/1869.