POS grace periods, My Bill core plan + every subscription, bank payments

Shipped: November 11, 2026 at 6:16 AM UTC
Author: Kamo
Commit: 6060a31

- GET/PUT **************** (seller's MANAGE_SUBSCRIPTIONS): opt-in grace period, OFF by default; the hourly billing job stops service when a deadline passes unpaid, exactly like a manual pause. - My Bill: `subscription` is the core plan (never a Marketing Website beside it); new `subscriptions[]` lists every subscription; `payByBankOnline`. - Online invoice payment by bank (ACH) is recorded only once the funds clear; a failed debit clears the pending session. Recorded as ACH. - Price calculator prices the BUYER's agreement (targetOrganizationId).

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