Add PERSONAL_LOANS commerce type front-end
- engagementTypeLabels: extend EngagementType union + vocabulary - MarketCardGrid: PERSONAL_LOANS color (#14b8a6) + Landmark icon + counter - Market detail page...
Initial personal-loan origination + servicing service
New Spring Boot 3.1.5 / Java 21 microservice modeled on BillingService. Owns personal-loan domain end-to-end: - LoanProduct / LoanOffer / Loan CRUD with REST +...
Add PERSONAL_LOANS commerce type + entity package
- CommerceType.PERSONAL_LOANS + parallel EngagementType + vocabulary - BuiltinVendorCategories entries for personal-loan vendors - 15 personal_loans JPA entitie...
Photo-album uploads use the same WS pipeline as the Uploads tab
Extracts the doc-manager upload pipeline (hashing → dedup check → register-or-upload → WebSocket-driven conversion) into a reusable useImagingUploads hook. The ...
Hide isActive=false programs from borrowers in real time
useProgramCatalog now filters out programs with isActive=false before returning them to the loan wizard. The flag is computed server-side as (base.isActive AND ...
Backfill program offerings for existing mortgage markets on boot
DataLoader now calls **************** after the AppMortgage-engagement backfill. Sweeps every existing MORTGAGE CommerceMarket and ensures its program Offerings...
Bootstrap mortgage program offerings on market create + boot backfill
When the user creates a CommerceMarket with commerceType=MORTGAGE — via the Markets & Fields settings tab — the market needs program Offerings under it for down...
Duplicate binders so users can fork without affecting the original
Adds a "Duplicate" action accessible from the binder list's context menu and from a new button in the editor header. The duplicate starts from the source binder...
Add POST ****************
Deep-copies a binder the requester can see (owned, shared, or template) into a fresh binder owned by the requester. Copies every item (DOC, SEPARATOR, GENERATED...
Mortgage Programs toggle + MORTGAGE engagement deep-link
- MortgageProgramsPanel now ships a real Switch on each program card with optimistic update + rollback on failure. Toggling a program calls PUT ************...
PUT /programs/{code}/active + deprecate legacy mortgage POS endpoints
- MortgageProgramController gains PUT **************** with body {"isActive": bool}, gated on LOS_TAKE_APPLICATION. Delegates to **************** which upse...
Per-org enable/disable + deprecate legacy commerce-only mortgage path
- **************** upserts an OrgProgramOverride row with recordState.isActive=desired; listForOrg now AND's the base program's active flag with the overrid...
Scrubbable day↔night theme with sun-moon SkyToggle
- Continuous t ∈ [0,1] scene position drives ~25 CSS custom properties on :root via linear RGB interpolation between warm-paper day and aurora night anchors...
Expose engagement/intent/commitment UIDs
AppMortgageDTO now carries the commerce-lifecycle identifiers that the SecurityService backend populates on every mortgage application. KamoLOS doesn't actively...
Show Commerce context + Programs settings tab
- /applications hero now reads "Commerce > Residential Mortgages · URLA 2021" so staff see mortgage as one vertical of the commerce module, not a standalone...
Enforce LOS rights + /commerce/engagements endpoint
- MortgageAppController: every endpoint now gates on RoleRightType. Reads require LOS_VIEW_PIPELINE; creating a new application requires LOS_TAKE_APPLICATIO...
Wire URLA mortgage into Engagement/Intent/Commitment
Mortgage is one vertical of the commerce system — alongside retail, rental, service, subscription, and procurement. This wires the URLA-fidelity mortgage stack ...
Add Organizer tab with binders, separators, generated docs
Adds the Organizer to the doc manager: - New "Organizer" tab (position 4) with a binder list + editor split view; existing tabs shift right - "Add to Organizer"...
Add Organizer backend — CRUD, render, generated docs
New REST surface under /api/docs/binders for the Organizer feature: - BinderController: CRUD, item add/update/remove/reorder, share, render - BinderService: org...
Add Binder/BinderItem/BinderShare entities and repositories
Adds the persistence layer for the new doc-manager Organizer feature: - Binder (Long id, owner member, org-scoped, isTemplate, binder-wide modifierJson) - Binde...
Glimmer the test banner, fit the viewport, add cookie consent
- TestModeBanner publishes its height to --kamolos-banner-h and globals.css subtracts it from min-h-screen so the home view no longer overflows the viewport...
Surface SAFE Act NMLS IDs for lender + assigned LO
Adds LoContactCard with avatar, presence pulse, verified NMLS link, and call/email/message actions in the top-left of hero and apply surfaces, so the borrower's...
Demo lender auto-loads when no real tenant resolves
The reason "still not branded" — no real tenant org existed for the hostname being tested, so the SSR fetch returned null and every lender-facing surface fell t...
Make the lender the primary brand, not an accent
Reframes the borrower-facing app from "Kamo product with lender accents" to "lender's product, Kamo as the engine." Every surface now leads with the lender's id...
Migration for borrower-facing brand + disclosure columns
Adds the seven nullable columns the kamo-shared-library Organization entity now declares (TAGLINE / NMLS_ID / PHONE_SUPPORT / EMAIL_SUPPORT / EQUAL_HOUSING_DISC...
Emit lender brand + disclosure fields into per-org config.json
Two changes that finish the kamo-los borrower-facing branding pipeline: 1. OrganizationController gains a public GET /api/security/org/domain/{host} endpoin...
Add borrower-facing brand + disclosure fields to Organization
Seven new nullable columns powering the lender-branded surfaces in kamo-los's borrower app: - TAGLINE — marketing line shown on the brand-intro spl...
Deep org-theming integration across every borrower surface
Executes the full plan from the org-theming analysis: every CTA, glow, progress bar, focus ring, ambient orb, chat surface, header logo, and attribution line no...
Make org branding loud — animated splash, ribbon, glow, footer
The subtle 1px accent ribbon and header logo weren't doing enough to celebrate the lender's brand. Now every hero surface delivers a real brand arrival moment. ...
Port org-scheme theming from kamo-internal so borrower surfaces pick up lender branding
Ports the subdomain-driven org-theme system from kamo-internal into kamo-los, scoped down to what makes sense for an unauthenticated borrower-facing surface (no...
Port public chat support from kamo-marketing, restyled for aurora theme
Brings the AI + live-support chat widget from kamo-marketing into the borrower-facing app, recoloured to the kamo-los aurora palette (surface-base / ink / auror...
Layered scene with parallax, ambient motion, real atmosphere
The first cut shipped a tiny static SVG behind an aggressive vignette, so EMPTY_LOT looked like a blank screen. Replace it with a real layered scene that actual...
Replace 3D world with 2D illustrated journey
Kill the procedural three.js scene end-to-end and rebuild the borrower's visual journey as a flat, accessible, mobile-friendly module that ships with full SSR s...
Infinite ground tiers + horizon depth + proper lawn signs
Ground — no more cube - SkyDome: 420 m back-side sphere coloured to the active TOD horizon, sits behind drei <Sky> so any seam at the camera corners is filled...
Cinematic 3D pass — postprocessing, materials, geometry, motion, weather
The 7-day analysis from the chat, executed: Day 1 — Foundations: - @react-three/postprocessing added: EffectComposer with SMAA, N8AO (ambient occlusion), Blo...
Real 3D environment + neighbourhood scenery + bolder home CTAs
3D scene was generic procedural boxes on a flat plane. Brought it up to a believable neighbourhood: - WorldScene: add drei <Environment preset="sunset"> for im...
3D cinematic journey + 10 personalities + persona homes
Major UI overhaul to lean into the existing 3D world rather than overlaying 2D chrome on top of it. - Rewrite Home with animated wall lerps, swinging front doo...
12 remaining waypoint sheets + 8 ceremony scene impls
Phase C foundation — every waypoint and ceremony slug in the spec now has a real, statically-prerendered surface. Stub adapters back the connect-first flows; UR...
M3a foundation — connections client, hooks, 2 hero waypoint sheets
Front-end half of the M3a connect-first foundation that the shared-lib Connection + VerifiedFact backend just landed. - lib/los/connections-client.ts — typed c...
MortgageConnectController — connections + verified-facts + reconcile endpoints
Exposes the connect-first capture surface at **************** - GET/POST /connections + POST /connections/{id}/complete - GET/POST /verified-facts + POST /verif...
Connection + VerifiedFact foundation for connect-first capture
Adds the M3a backend foundation for vendor connections and provenance-tracked verified facts. Stub-only end-to-end — real vendor SDK wiring (Plaid, Persona, ATT...
Frame the legacy URLA wizard inside JourneyShell
Phase A of the borrower-journey hand-off: the 3D world stays in view while the borrower works through every section. On wide viewports (≥xl) the world fills a s...
World becomes homepage — / serves the 3D scene, /start is the conversational porch, /journey paths flattened to /persona /waypoints/[id] /ceremonies/[id]
Borrower lands directly in the new experience on the public URL instead of the legacy conversational landing. Homepage CTA flips between 'Start your application...
LawnSigns r3f component + SignSheet + CompareMode + demo signs wired into SceneRoot
Programs-client + hooks (useProgramCatalog, useSetPersona, useSetSelectedProgram, useLiveProgramScores)
Add MortgageProgramController — list programs, set persona, set selected program
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