- Shipped
- November 8, 2026 at 8:06 AM UTC
- Author
- Kamo
- Commit
- cbcf04a
Owner rule: every action the MLOS takes on its own has a switch, OFF by default (two systems kept in sync must never both act). New MlosAutomationAction constants (stored by name; absent row = OFF; none turned on): - VENDOR_FINDING_HOLDS: hold the loan when a vendor reports a possible sanctions match, fraud alert or active duty. - LOAN_VENDOR_RESULTS: file a completed vendor order's report, record its facts and complete its checklist item. - LOAN_CLOSING_DOCS_ORDER: order closing documents when a closing package is assembled (split from eClose). - LOAN_PRICING_AUTO_SIGNOFF: approve a cleanly-read priced rate without a person. LOAN_ADVERSE_ACTION_CLOCK now also covers an automated-underwriting decoder. StewardTaskStatus.OPEN_NOTICE + DecisionSpine.recordNotice: a concern routed to a person that holds nothing (no stage change; decided like an open task; never counted as a hold).