Tenant-isolation gate for the event backbone (Slice 3)
Roadmap 0.10: **************** (the per-tenant consumer subscription seam) + belongsToTenant(subject,orgId) token-wise matching that mirrors NATS filtering; for...
Consumer-side idempotency, DLQ + steward replay (Slice 2)
Adds the reliability core that any MLOS consumer plugs into: ProcessedEvent dedup ledger (unique consumer_name+event_id) + MlosDeadLetter DLQ + MlosDeadLetterSt...
Transactional outbox event backbone (Phase-0 keystone B)
Money/compliance-grade producer path in NEW sibling pkg **************** (never edits donotmodify): MlosEventEnvelope DTO + MlosOutboxEvent outbox entity/repo +...
Add case-insensitive findByEmailEmailIgnoreCase
Emails are stored with inconsistent case (e.g. Sage@KamoCRM.com) and CockroachDB string equality is case-sensitive, so findByEmailEmail misses on case alone. Ne...
Add ACCESS_KAMOWORLD right (145, GAMES) for KamoUniverse access
Canonical e-sign signer templates (verification + invite)
Add two platform-wide canonical email templates seeded lazily per org: - esign.signer_verification (step-up OTP: {{code}}, {{name}}) - esign.signer_invite (sign...
API_SIGNATURE api-key scope + EsignGenericEnvelope.origin
Additive, no version bump: - ApiKeyScope.API_SIGNATURE — gates the programmatic e-signature API (Business) - EsignGenericEnvelope.origin (EsignUsageOrigin, null...
Explicit Organization.isPlatformProduct as entitlement-root signal
Replace the derived 'owns a SUBSCRIPTION market' heuristic with an explicit, admin-set ownership flag. A platform product (e.g. sign.pink) is a white-label prod...
Product root = owns SUBSCRIPTION market, not any market
A customer org (e.g. BluEleven) owns its OWN business markets (RETAIL/MORTGAGE) to run its company while remaining a customer of the KamoCRM platform — its memb...
Resolve entitlements by product-root org, not platform top-level
Introduce EntitlementRootResolver: the nearest market-owning ancestor-or-self of an org (its product root), falling back to the platform top-level. This decoupl...
Add envelope recipient, field value, recipient status entities
Check in the in-progress esign model: EsignEnvelopeRecipient (+repo), EsignFieldValue (+repo), EsignRecipientStatus, and an ESignSignerType update. Additive; no...
Add EsignUsageRecord for per-signature usage metering
New append-only usage entity (mirrors AiUsageRecord) emitted at signature completion. Only API-origin signatures count toward a plan's monthly included quota + ...
Rename LoanRepository → PersonalLoanRepository
Spring Data JPA derives the repository bean name from the interface's simple class name, not from the @Repository("...") qualifier value, so the prior workaroun...
Avoid Loan / LoanRepository collision with mortgage app
KamoInitializerService failed to boot because two @Entity classes named 'Loan' and two repository classes named 'LoanRepository' both wanted to register the sam...
LoanChargeOffReasonCode (IRS 1099-C box 6) + audit search
- New LoanChargeOffReasonCode enum (A_BANKRUPTCY..H_OTHER) per IRC §6050P - Loan.chargeOffReasonCode column - **************** multi-filter @Query for regulator...
****************
Used by **************** to reactivate an existing PAUSED plan instead of creating a duplicate row that orphans the paused one.
Paged repo queries + countByStatus for hot paths
- LoanRepository: countByStatus / countByOrganizationAndStatus + Page<Loan> findByStatus(...) / **************** / **************** + **************** for...
LoanOrgStripeConnect + Loan tax/accrual fields + hot indexes
- New LoanOrgStripeConnect entity (one-per-org, holds stripeConnectedAccountId + Connect onboarding capabilities) + repository - Loan: stripeCustomerId (lazy-...
Loan.engagementUid → Long + originatingOrderUid
Engagement extends BaseEntity (Long PK) so engagementUid must be Long, not UUID — this is consistent with the existing AgreementDTO / WorkOrderDTO pattern of "L...
Add PERSONAL_LOANS commerce type + entity package
- CommerceType.PERSONAL_LOANS + parallel EngagementType + vocabulary - BuiltinVendorCategories entries for personal-loan vendors - 15 personal_loans JPA entitie...
Bootstrap mortgage program offerings on market create + boot backfill
When the user creates a CommerceMarket with commerceType=MORTGAGE — via the Markets & Fields settings tab — the market needs program Offerings under it for down...
Per-org enable/disable + deprecate legacy commerce-only mortgage path
- **************** upserts an OrgProgramOverride row with recordState.isActive=desired; listForOrg now AND's the base program's active flag with the overrid...
Polish — backfill, delete cleanup, amount sync, appUid links
- **************** heals AppMortgages predating the wiring; called from SecurityService DataLoader. - AppMortgageService.delete cancels the engagement+intent ...
Wire URLA mortgage into Engagement/Intent/Commitment
Mortgage is one vertical of the commerce system — alongside retail, rental, service, subscription, and procurement. This wires the URLA-fidelity mortgage stack ...
Add Binder/BinderItem/BinderShare entities and repositories
Adds the persistence layer for the new doc-manager Organizer feature: - Binder (Long id, owner member, org-scoped, isTemplate, binder-wide modifierJson) - Binde...
Add borrower-facing brand + disclosure fields to Organization
Seven new nullable columns powering the lender-branded surfaces in kamo-los's borrower app: - TAGLINE — marketing line shown on the brand-intro spl...
Connection + VerifiedFact foundation for connect-first capture
Adds the M3a backend foundation for vendor connections and provenance-tracked verified facts. Stub-only end-to-end — real vendor SDK wiring (Plaid, Persona, ATT...
Repositories, DTOs, ProgramService (read-only catalog with naive overlay merge)
Add lenderModel column (additive; null = BROKER default at app layer)
Add Program + OrgProgramOverride entities (catalog + per-org overlay)
Revert "feat(los): introduce LOS entity package marker"
This reverts commit ****************
Add LOS enum types (status, role, persona, program, lender model)
Micrometer counters/timer for transitions, conditions, webhooks
LoanPipelineService increments los_transitions_total{from,to} per successful transition. LoanConditionService increments **************** for cleared/waived. We...
Hash-chain LoanPipelineMilestone rows for tamper detection
LoanPipelineMilestone gains PREVIOUS_MILESTONE_SHA256. On every transition, LoanPipelineService computes the SHA-256 of the previous milestone's canonical form ...
HMDA LAR pre-export validation
New HmdaLarValidationIssue DTO (ERROR/WARN severity, field name, message). HmdaLarService now annotates each row in buildLar() with a list of issues covering th...
PreTransitionLint advisory for APPLICATION_TAKEN
New @Transactional(readOnly) method on LoanPipelineService returning a list of human-readable warnings for the APPLICATION_TAKEN target: missing SSN (last 4), D...
Collapse pipeline kanban N+1 to a single grouped count query
listForOrganization() used to issue one condition-fetch per loan (201 queries at 200 loans). Now a single grouped JPQL aggregate keyed by loanFile.uid projects ...
Durable JetStream consumer, executor isolation, timestamped signatures
Three changes bundled because they all live in WebhookDeliveryWorker and make sense together: 1. Switch from core NATS dispatcher to a JetStream durable push ...
Optimistic-lock LoanFile.status to prevent racing transitions
Concurrent "Advance" clicks could both write milestones. Adds @Version to LoanFile and an explicit flush in LoanPipelineService.transition so the OptimisticLock...
Name resolution, REO liens, TRID holidays, webhook delivery, ESignTemplate link
Cross-cutting polish pass across all LOS sub-projects: Member display name resolution (MemberNameResolver): - Single shared resolver service that follows the s...
Pricing snapshots, rate locks, AUS findings, disclosures, TRID timers, HMDA LAR
Sub-projects 5, 6, and 7 backend shipped together: Sub-project 5 (pricing & locks): - LoanPricingSnapshot — append-only quotes (program, investor, rate, APR,...
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