Lock every cron job that moves money, and run two pods
KamoLOS ran one pod and its ten cron jobs were correct only because of it. There is no ShedLock anywhere on this platform, so a second replica would have run ea...
Enable ProxyHmacFilter — step 2, X-Org-Id is now a proven header
los.proxy-hmac.enabled has been falling through to its false default since this service deployed, so ProxyHmacFilter existed and never ran. X-Org-Id — the heade...
Point at YugabyteDB and use PostgreSQLDialect
CockroachDB has been replaced by YugabyteDB. Connection strings move from cockroachdb-public:26257 to yb-tserver-service:5433, and the Hibernate dialect from **...
Adopt MLOS transactional outbox (producer path)
Enables the Phase-0 event backbone in KamoLOS: adds com.kamo.z.shared.mlos.event to the @EnableJpaRepositories scan, mlos.* config (mlos.outbox.enabled=true, ML...
Per-offer overrides for rate, APR, and origination fee
LoanOfferCreateRequest gains three optional fields — interestRateBpsOverride, aprBpsOverride, originationFeeAmountOverride. createDraft applies them when set an...
Tier 6+7+9+10 — frontend polish, org reports, OpenAPI, JaCoCo
T6 (frontend polish): - New /lib/format.ts: locale-aware formatCurrency / formatDate / formatDateTime / formatPercentBps via Intl APIs (replaces hardcoded t...
Tier 5 compliance batch
- OfacSanctionsService: Jaro-Winkler fuzzy match @ ≥0.92 after exact-match pass. Hits surface similarity score. Configurable via los.ofac.fuzzy-threshold. - A...
Tier 3 security + Tier 8 bug cleanup batch
T3 — Security: - New RateLimitFilter (Bucket4j): 1000/min per IP for webhooks, 10/min per session for offer accept/decoder/rescind, 60/min general. Register...
Final batch — compliance, packets, adjustments, Grafana, tests
Compliance: - MlaCheckService — Military Lending Act covered-borrower lookup against DoD MDC single-record query. Returns NotCovered if unconfigured so dev ...
P2 batch — observability, tests, year-end tax, real Stripe IDs
Observability: - micrometer-registry-prometheus on the classpath - /actuator/prometheus exposed via management config (both local + k8s configmap) - LoanMetrics...
P1 batch — webhooks advance state, crons, commerce vertical
Money movement (the core P1): - LoanPaymentPostingService: markSucceededAndPost / markFailed / markReturnedAndReverse / markDisbursementSucceeded / markDrawDi...
P0 hardening — Stripe Connect endpoint + PDF flatten
- Fix EsignClient imports: EsignGenericEnvelopeRepository / EsignSignatureRepository live in .esign.repos, not .esign root - New StripeConnectController POST ...
Initial personal-loan origination + servicing service
New Spring Boot 3.1.5 / Java 21 microservice modeled on BillingService. Owns personal-loan domain end-to-end: - LoanProduct / LoanOffer / Loan CRUD with REST +...
Hide isActive=false programs from borrowers in real time
useProgramCatalog now filters out programs with isActive=false before returning them to the loan wizard. The flag is computed server-side as (base.isActive AND ...
Scrubbable day↔night theme with sun-moon SkyToggle
- Continuous t ∈ [0,1] scene position drives ~25 CSS custom properties on :root via linear RGB interpolation between warm-paper day and aurora night anchors...
Expose engagement/intent/commitment UIDs
AppMortgageDTO now carries the commerce-lifecycle identifiers that the SecurityService backend populates on every mortgage application. KamoLOS doesn't actively...
Glimmer the test banner, fit the viewport, add cookie consent
- TestModeBanner publishes its height to --kamolos-banner-h and globals.css subtracts it from min-h-screen so the home view no longer overflows the viewport...
Surface SAFE Act NMLS IDs for lender + assigned LO
Adds LoContactCard with avatar, presence pulse, verified NMLS link, and call/email/message actions in the top-left of hero and apply surfaces, so the borrower's...
Demo lender auto-loads when no real tenant resolves
The reason "still not branded" — no real tenant org existed for the hostname being tested, so the SSR fetch returned null and every lender-facing surface fell t...
Make the lender the primary brand, not an accent
Reframes the borrower-facing app from "Kamo product with lender accents" to "lender's product, Kamo as the engine." Every surface now leads with the lender's id...
Deep org-theming integration across every borrower surface
Executes the full plan from the org-theming analysis: every CTA, glow, progress bar, focus ring, ambient orb, chat surface, header logo, and attribution line no...
Make org branding loud — animated splash, ribbon, glow, footer
The subtle 1px accent ribbon and header logo weren't doing enough to celebrate the lender's brand. Now every hero surface delivers a real brand arrival moment. ...
Port org-scheme theming from kamo-internal so borrower surfaces pick up lender branding
Ports the subdomain-driven org-theme system from kamo-internal into kamo-los, scoped down to what makes sense for an unauthenticated borrower-facing surface (no...
Port public chat support from kamo-marketing, restyled for aurora theme
Brings the AI + live-support chat widget from kamo-marketing into the borrower-facing app, recoloured to the kamo-los aurora palette (surface-base / ink / auror...
Layered scene with parallax, ambient motion, real atmosphere
The first cut shipped a tiny static SVG behind an aggressive vignette, so EMPTY_LOT looked like a blank screen. Replace it with a real layered scene that actual...
Replace 3D world with 2D illustrated journey
Kill the procedural three.js scene end-to-end and rebuild the borrower's visual journey as a flat, accessible, mobile-friendly module that ships with full SSR s...
Infinite ground tiers + horizon depth + proper lawn signs
Ground — no more cube - SkyDome: 420 m back-side sphere coloured to the active TOD horizon, sits behind drei <Sky> so any seam at the camera corners is filled...
Cinematic 3D pass — postprocessing, materials, geometry, motion, weather
The 7-day analysis from the chat, executed: Day 1 — Foundations: - @react-three/postprocessing added: EffectComposer with SMAA, N8AO (ambient occlusion), Blo...
Real 3D environment + neighbourhood scenery + bolder home CTAs
3D scene was generic procedural boxes on a flat plane. Brought it up to a believable neighbourhood: - WorldScene: add drei <Environment preset="sunset"> for im...
3D cinematic journey + 10 personalities + persona homes
Major UI overhaul to lean into the existing 3D world rather than overlaying 2D chrome on top of it. - Rewrite Home with animated wall lerps, swinging front doo...
12 remaining waypoint sheets + 8 ceremony scene impls
Phase C foundation — every waypoint and ceremony slug in the spec now has a real, statically-prerendered surface. Stub adapters back the connect-first flows; UR...
M3a foundation — connections client, hooks, 2 hero waypoint sheets
Front-end half of the M3a connect-first foundation that the shared-lib Connection + VerifiedFact backend just landed. - lib/los/connections-client.ts — typed c...
Frame the legacy URLA wizard inside JourneyShell
Phase A of the borrower-journey hand-off: the 3D world stays in view while the borrower works through every section. On wide viewports (≥xl) the world fills a s...
World becomes homepage — / serves the 3D scene, /start is the conversational porch, /journey paths flattened to /persona /waypoints/[id] /ceremonies/[id]
Borrower lands directly in the new experience on the public URL instead of the legacy conversational landing. Homepage CTA flips between 'Start your application...
LawnSigns r3f component + SignSheet + CompareMode + demo signs wired into SceneRoot
Programs-client + hooks (useProgramCatalog, useSetPersona, useSetSelectedProgram, useLiveProgramScores)
Ceremony stage + registry (8 placeholders) + /journey/ceremonies/[id] route
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