PatchLoanFile is no longer a status backdoor; unblocking a condition needs the underwrite right; clear cascades

Ya: 7 Julai 2026, 23:43 UTC
Mwandishi: Kamo
Ahadi ya: 1e52573

**************** status changes are the pipeline state machine's job (POST /transitions enforces legal arrows + per-arrow role gate + open-blocking-condition gate). patchLoanFile now rejects EVERY status change except the borrower's own submit (DRAFT->APPLICATION_TAKEN by a non-operator party) — previously any LOS-write operator could PATCH loan-file {statusId:8} to FUND past unmet conditions, skipping underwriting. **************** pass whether the caller holds LOS_UNDERWRITE_LOAN to update() so a true->false downgrade of a blocking condition is underwriter-only (SecurityException -> 403). **************** cascade suppressConditionRequirements (NOT_APPLICABLE) like waive/delete, so a manually-cleared condition stops the borrower being asked for its now-moot documents.

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