- Ya
- 29 Mei 2026, 00:13 UTC
- Mwandishi
- Kamo
- Ahadi ya
- 58d402a
Six mocked-repository unit tests covering the heart of the payment posting: - **************** payment of $100 against loan with $25 fees / $50 interest / large principal balance → exact 25/50/25 fees/interest/principal allocation per Reg Z. - **************** DELINQUENT loan with future-due-date receiving a payment → ACTIVE + D0. - **************** balance hits zero → PAID_OFF + paidOffAt set. - **************** previously- SUCCEEDED $100 principal payment returned → balance restored to $1000 + $25 NSF assessed. - **************** PENDING_DISBURSEMENT INSTALLMENT → ACTIVE, principalBalance = principal, nextPaymentDueAt set, lastAccrualDate = today. - **************** PENDING_DISBURSEMENT REVOLVING_LOC → ACTIVE, principalBalance = 0, lastAccrualDate = today (regression test for T1.6). 36 total tests passing.