feat(borrower-ux) backlog: blocked tasks, MUI date picker, memo widgets
1. Real blockedBy task semantics. Was: TaskHub knew about done/current/todo but the "locked" state was declared and never computed. Now: tasks declare blo...
feat(borrower-ux) sprint 4: a11y + post-submission + fee transparency + i18n keys
1. Accessibility: - StatusBanner gets role=status + aria-live, an inline icon (so success/warn isn't conveyed by colour alone), and a contrast bump ...
feat(borrower-ux) sprint 3: honest persona, intl identity, real consent, error taxonomy
1. Personality picker reframed honestly. Was "Pick your guide" — looked like the borrower was choosing their loan officer. Now reads "Choose a voice for o...
feat(borrower-ux) sprint 2: nav + autosave + intl address + resume recovery
1. BorrowerHeader: slim sticky header on every post-application surface (apply/*, waypoints/*, workspace/*). Logo / back-to-workspace on the left, page ti...
feat(borrower-ux) sprint 1: trust + safety baseline
Four highest-priority items from the borrower-UX audit: 1. Gate every stub integration behind **************** When the flag is off (e.g. real deployments),...
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