Live Change Log

The issuance mechanism's shared-lib half. ComplianceTimerService gains **************** — flips only ARMED ECOA_AA timers to SATISFIED (leaves COUNTEROFFER/INCO...

Adds the shared-library foundation for org-level bulk email campaigns: - OrgBulkEmailProviderEntity (separate from everyday provider; UNIQUE org_id) - EmailCamp...

The routed-decision steward notification needs a canonical email template. Registers STEWARD_TASK_ROUTED in CANONICAL_KEYS with its json/html pair; body carries...

Adds a contact-level `dateOfBirth` (java.time.LocalDate, DATE column) to the base Lead: entity + Create/Update/LeadDTO (fromLead), copied in LeadService create/...

Both templates ship as resource pairs on disk (welcome-member.{json,html}, **************** with matching templateKeys, and EmailService already has their sampl...

assignLead had zero callers and had never run in production. Before wiring the bulk reassignment path to it, give it the guarantees that path needs: - take org...

Org branding endpoints (logos, colors, backgrounds, theme provisioning) were owner-or-god only, leaving no way to delegate branding without handing over ownersh...

SUSPENDED is deliberately not terminal — LoanFileStatus.isTerminal excludes it, because a loan is suspended for a fixable reason. But it had no forward arrow, s...

The client field-initialized a bare `new RestTemplate()`, so no timeout applied on any AI call and no builder could reach it. A hung provider blocked the caller...

Twelve @Query aggregates across sessions, messages, usage records and outbound touches, so a scorecard is a handful of grouped queries rather than loading rows ...

Replaces the single training-context blob with a structured, versionable agent model, and adds the per-contact spine an agent needs before it may initiate conta...

Org-configurable AI sales agents: a named agent for a sales industry, programmed with a training context the org authors (from a template or by hand), assignabl...

Foundation for making the reusable public-chat widget handle the KamoMLOS borrower->loan-officer variant securely, and for propagating lead reassignment into an...

Investor rate sheets / LLPA + eligibility matrices / lock policies need somewhere to live: the ingest extracts from the blob, and the published rate-sheet versi...

personal phone or must be on a company-managed (Android Device Owner enrolled) device: - MobileDevicePolicy enum: PERSONAL_ALLOWED | COMPANY_MANAGED_REQUIRED. ...

Completes the owner-column lookups the MLOS identifier plane needs to route inbound callbacks: **************** (DU/LP/GUS run handle) and **************** Both...

The MLOS identifier plane resolves an inbound vendor/agency callback back to a loan; for OWNED_ELSEWHERE types the authoritative value lives on the OWNER's colu...

The borrower-facing half of the conditions loop: two generic checklist templates for the new condition notification consumer. Added to CANONICAL_KEYS with their...

Add **************** as the single source of truth for the "only ACTIVE members may sign in or appear as a live participant" invariant: base members must be rec...

- MlosCommitment.boardedAt: in-system marker for a PURCHASED commitment's loans boarded to servicing (the external servicing-system handoff is the blocked leg...

Slice 2 foundation for the capital-markets loan-sale desk (doc 08) — the terminal origination stage. The shipped **************** had NO runtime consumer; these...

Splits the ClosingArtifact @PreUpdate WORM guard so the eClose vendor dispatch can move OUT of the assemble/advance transaction (doc 05 §6): the node commits FI...

- VendorCategory gains the four notarized-leg rails so the integrations tab can configure a per-org RON/eNote/eVault/MERS vendor (additive STRING enum, no CHE...

**************** — locks key on scenario, so resolve a loan's locks via MlosLoanScenario.loanFileUid. Backs the borrower/steward 'is this loan rate-locked?' rea...

The per-borrower repeating sections were write-only; add read projections **************** so the borrower capture UIs can hydrate existing rows via GET endpoin...

VendorOrder extends BaseUuidEntity (key = uid, not id); the derived-query parse failed at boot ("No property 'id' for VendorOrder"), crash-looping MLOSVendorSer...

The greenfield 3rd-party order-of-record **************** SCRA). VendorOrder = partial-WORM async order (ClosingArtifact idiom: opaque vendorKey/externalRef, fr...

The one PITI component not stored on the loan. Standard fully-amortizing formula P·r·(1+r)^n/((1+r)^n−1); zero rate degrades to straight-line; non-positive prin...

Rolls a loan's obligations up to the funding question the end-to-end gap analysis raised ("service the loan all the way to funding"): clear-to-close iff zero ad...

Composes the four cores (income, liabilities, PITI/DTI, reserves) into ONE QualifyingSnapshot: qualifying income, reconciled monthly debt, assembled PITIA, fron...

Derives reserve months from actual assets with standard agency haircuts — liquid deposits 100%, brokerage 70%, vested retirement 60%, gift/borrowed excluded — d...

Pure ratio core completing the DTI trio with LiabilityReconciler + the income core: PITIA = P&I + taxes + HOI + HOA + MI + flood; front = PITIA / income; back =...

Pure/deterministic income core: base salaried = conservative lowest-of available evidence (paystub / W-2 / VOE); variable = 2-yr average with a declining-income...

Pure/stateless computer turning each liability into the monthly payment that counts against DTI, with a cited rationale: omitted/paid-off excluded, leases alway...

RequirementQuantity gains an explicit periods list (+ deltaJson builder); when present it IS the required set, so a successor can be scoped to "just send August...

Adds periodKeyFor(date) so the write-path (satisfier stamping) and the coverage evaluator key periods identically; evaluator now delegates to it. Pure/additive,...

The pure, additive foundation of period-aware collection (doc 06 §4) — the first slice of the bank-statement "collect only the months I don't have yet" fix. Zer...

New RoleRightType (serviceType=null → General group) gating the 'Setup Mobile Access' interaction-center tab. RoleRightsSyncService backfills it to all roles on...

hashed secret, rotation grace, sliding expiry), push_device_registrations (one push destination per device+org+kind), and StreamTokenCodec — short-lived HMAC to...

The closed-loan trainer now re-reads a loan on successive passes until its extraction reproduces the loan outcome, so: - LeadLosLink.closedLoanPasses drives a p...

run is RUNNING, without touching status. An operator pause (status → PAUSED) can no longer be clobbered by a full-row save from the pool thread — the guarded up...

- ClosedLoanTrainingRun.claim(): atomic conditional UPDATE that takes ownership of a run only when it is not already RUNNING or its heartbeat is stale (prev...