Criteriul de evaluare transparent privind gradul de utilizare a creditului (etape reale)

Shipped: 16 iulie 2026 la 22:25 UTC
Author: Kamo
Commit: 8a59ed1

GET / imortage-apps/{uid}/readiness (party-gated) → un compus ponderat din REAL, repere explicabile (trimitere / documente îndeplinite / conditii eliminate / clar-la-aproape), fiecare cu propriile sale progrese. Nr. ML/producție predictivă.

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